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Homeowners

Protect your home with a custom-built policy.

houseOwning a home is usually your largest investment. Whether you own a house, condominium, mobile home or a farm, we work with partner carriers that offer the coverage you need. We can also help you insure your rental property, or, if you are a tenant, your personal property.

From IMS you can get a range of insurance protection to meet individual needs.  We’ll show you ways to save with discounts. And we’ll back you locally with our 24/7 claims service should you ever need to file a claim.


Some coverage options we offer Discounts that save you money
  • Back-Up of Sewer or Drains
  • Food Spoilage From Power Outage
  • Identity Theft Expense
  • Laptops
  • Jewelry and Furs
  • Golf and Other Sports Equipment
  • Boats & Watercraft
  • Snowmobiles
  • Personal Umbrella Liability
  • Flood
  • Earthquake
  • Guaranteed Home Replacement
  • Mature Home Owners
  • Multiple Policies (insure your auto with us and save)
  • Premium Paid in Full
  • Protection Devices (smoke alarms, deadbolt locks, fire extinguishers)
  • Renovated or New Homes
  • Seasonal Dwellings

Here's the information we will need to get you a quote.

If you currently have a homeowners policy, please have it ready when you call or stop by our office so we can get your quote quickly. In addition we will need to know:

  • Age of the home
  • How many square feet in the Home?
  • Have there been updates to the roof, electrical, plumbing, heating systems? If yes, what year?
  • Do you have a deck or porch? If so, how many square feet?
  • Do you own boats, snowmobiles, ATVs, or recreational vehicles?
  • Do you need coverage for valuable jewelry, guns, furs, or collectibles?

If you need more information about our various carriers and their homeowners insurance packages, or if you want a quote, call or contact us today. We look forward to finding the best coverage for your premium dollar.

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